Conversation checklist
Come with questions.
Leave with more clarity.
Use this checklist to prepare. You can print this page or save it as a PDF from your browser.
Retirement Worth Protecting · With Amanda Barber
Before we talk
- My approximate retirement timeline: __________________________
- When I might need additional income: ________________________
- The expenses I want that income to help cover: _________________
- My priorities for access to savings: __________________________
- People whose needs I want to consider: _______________________
Questions about a specific annuity
- What type of annuity is it, and what is its intended purpose?
- What is guaranteed, for how long, and by which insurer?
- What happens after the initial guarantee period?
- What withdrawals are permitted, and what could they cost?
- Is there a market value adjustment or bonus recapture?
- Are optional benefits included? What do they cost?
- What income elections are available, and can I change them?
- What happens to the contract or income if I die?
- What is the free-look period for this contract in my state?
- How is the producer compensated?
- What alternatives should I compare?
- Which questions should I take to my tax or legal professional?
Keep personal details private.
You do not need to include account numbers, balances, health information, or Social Security numbers in an initial website request. Discuss any necessary documents through an appropriate secure channel.
A more confident next chapter
starts with a conversation.
Bring your questions. Explore your options. Take the next step at your pace.