Retirement
Worth ProtectingWith Amanda Barber
A peaceful coastal path looking toward the morning horizon

Retirement income. Protection. Possibility.

You’ve built a life
worth protecting.
Let’s look ahead.

Explore fixed indexed annuities and retirement income options with Amanda Barber—so you can approach the years ahead with greater clarity and confidence.

A personal conversation. Clear explanations. Room to decide.

For the life you’ve built.
And the life still ahead.RETIREMENT WORTH PROTECTING
Licensed life insurance producer Serving clients in 17 states An education-first conversation

A thoughtful place to begin

Your next chapter.
A clearer way forward.

You’ve spent years building your savings. Now it’s time to understand how they can support the life you want to live.

Protect what
you’ve built.

How do you balance growth potential, predictability, and access to your savings? Explore the benefits and tradeoffs of fixed indexed annuities.

Explore fixed indexed annuities

Give your income
a next chapter.

What will retirement look like when your paychecks stop? Explore income choices and the options for an old 401(k).

Consider income options

Protect the people
who matter.

What matters most to you: protecting loved ones, flexibility, or cash value potential? Get to know indexed universal life (IUL) insurance.

Explore IUL insurance

Fixed indexed annuities, explained simply

Growth potential.
Protection from market declines.

Interest credited to your fixed indexed annuity stays in the contract and can earn additional interest over time—the benefit of compounding. Your principal and credited interest are protected from losses caused by market declines.

Protection applies to market declines; withdrawals and applicable charges can reduce contract value.

  • Understand caps, participation rates, and crediting periods
  • Know when and how you can access your money
  • Compare income options and contract charges
Get to know your options

Guarantees are subject to the insurer’s claims-paying ability. Early withdrawals may reduce the amount you receive.

Your goals come first

What would you like
your future to look like?

Good questions make room for a meaningful conversation. Start wherever you are today.

01

Where are you today?

How are you approaching your financial future, and what feels clear—or still uncertain?

02

Where would you like to be?

What would you like the next five to ten years to look like? What matters most about getting there?

03

What deserves attention?

What feels in the way? If nothing changed, how might that affect your goals? Let’s explore options together.

For your family

Protect the life you’re building.

Have you talked about what financial security would look like for the people who depend on you?

Explore family protection ↗
For business owners

Look beyond the next milestone.

How do your business protection and personal priorities fit together as your business grows?

Explore business considerations ↗

Simple steps. Personal attention.

A conversation before a commitment.

01

Start with your life.

Share your timeline, priorities, and questions. What would feeling more secure in retirement look like for you?

02

Understand the options.

Explore insurance solutions, how they work, and where they may—or may not—fit your needs.

03

Choose your next step.

Review the details, ask more questions, and decide at your own pace. There is room to think it through.

Amanda Barber smiling outdoors at Shell Beach

A person in your corner

Meet Amanda Barber.

Life Insurance Producer · Global Financial Impact

Retirement is personal. Your conversation should be, too. Amanda helps you explore fixed indexed annuities, retirement income options, and life insurance generational wealth protection—including IUL—with your priorities at the center. Have an old 401(k)? That can be part of the conversation, too.

Start with the questions you have today. Build a clearer understanding of the choices ahead.

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Get to know Amanda   ↗

Good questions deserve clear answers

Let’s make the
details clearer.

A few things you may be wondering
before we talk.

What is a fixed index annuity?

A fixed index annuity offers growth potential through interest linked to an index such as the S&P 500, subject to the contract’s crediting rules. Interest left in the contract can compound over time. Depending on the income option selected, it can also provide a pension-like income stream. Your principal and credited interest are protected from market declines; withdrawals and applicable charges can reduce contract value. Guarantees depend on the issuing insurer’s claims-paying ability.

Can I access my money if my plans change?

Access depends on the contract. Some annuities permit a limited amount of withdrawals without a surrender charge. Larger or earlier withdrawals may trigger surrender charges, a market value adjustment, taxes, or reductions in benefits. Keep money for emergencies and near-term expenses accessible outside a long-term annuity.

Is an annuity the same as a bank CD?

No. A CD is a bank deposit; an annuity is an insurance contract. Their protections, tax treatment, access to funds, and income features differ. Annuities are not FDIC-insured. Insurance guarantees depend on the issuing insurer’s claims-paying ability.

What happens in our first conversation?

We start with what matters to you: your retirement timeline, the income you want, and the questions on your mind. Amanda can explain insurance options and their tradeoffs. You do not need to decide on a product during that conversation.

Can Amanda work with me in my state?

Amanda’s current state list is Arizona, California, Colorado, Florida, Georgia, Hawaii, Michigan, Missouri, North Carolina, New Mexico, Ohio, Oklahoma, Oregon, Texas, Virginia, Washington, and West Virginia. Specific products and services depend on licensing, carrier appointments, and availability in your state.

A more confident next chapter
starts with a conversation.

Bring your questions. Explore your options. Take the next step at your pace.

Talk with Amanda